Posted by: sheryl in Investment on September 2nd, 2010

A lot of people are making real money with their residential property investment portfolios.

While the concept can be daunting to new investors, the key to making money is simple.

And who doesn’t want to make money?!

You may already know just how simple it is, but if you haven’t, here is a quick guide along with some helpful tips.

A lot more than luck is required to make good investments of any kind. Really, with any investment the more you know the better you’ll do. With that in mind, you can study up on the basics of residential property investment. Nothing is more valuable than money, and the best way to protect and increase yours is with a solid strategy.

If you’ve done your homework and are ready to take the next step, then that means you’re going to be viewing a lot of residential investment properties. The number one mistake first-time investors make is buying into the hype of so-called hot properties, and overseas properties are all the hype right now. Sure, having the ocean in your backyard sounds nice, but that’s for tourists not for property investors.

For some new investors, the prospect of making their first residential property investment is overwhelmingly exciting while others feel only anxiety or fear. Both feelings are normal but letting your excitement override your good sense can prevent you from making the best investments, and letting fear hold you back can keep you from ever getting started.

Begin by considering the following questions:

· What are you really looking to accomplish?
· What type of long-term goals have you set?
· What are your expectations?
· What type of finance options do you have available?

Is Income or Capital growth, more important to you? Or perhaps both?

When buying and selling investment property, each investor will have their own goals and strategies. Regardless, many still fall for typical sales lines and enticing new deal offers over and over again. The best advice for new investors would be to start by determining and focussing on their investment property strategy goals. The following four basic options to property investments are:
1. Flipping Property – In order to profit from the sale.
2. Buying Development Land.
3. Invest in “Income Generating Property” in the “Buy-to-Let” and “Commercial Property” markets.
4. Invest in Property Development Companies.

Once you have decided which investment property strategy is best for your specific situation and goals keep the following business factors in mind: Consulting with most Professionals may seem like a good idea. Just remember that you should see your solicitor for legal advice, your bank manager for financial advice, your accountant for tax advice and your local real estate agent for actual property investment advice and also for any tips on where to find some of the better investments. Use professionals specifically in their areas of expertise only.

Lastly, beware of the media and incorrect and often misleading information. Stay on top of the property market by following top sources only.

Posted by: sheryl in Investment on August 9th, 2010

Property investment is not something we all know how to do. However, when done right, it can guarantee important profits and a capital growth that is maintained for a long period of time. The Internet is the perfect resource to find companies that present investment property offers on a regular basis. They put their emphasis on overseas properties, with locations like Barbados, Dominican Republic and Thailand sitting at the top of the list.

Why should you decide to seek out property investment in Barbados? The answer is obvious. We all know that this is a tourist hotspot, a destination that millions of people seek out ever year. Investment property becomes a pleasure here, as there is an increased demand for accommodations. The tourist industry develops at a fast pace and the opportunities are simply too great to pass them on. For anyone who is looking to make a profit on the real estate market, Barbados like many other popular tourist destinations is a great idea.

Like Barbados, the Dominican Republic or Thailand offer some pretty amazing property investment opportunities. The real estate market is stable and the need for accommodation increases with every day. Investment property becomes an option for more and more people, as they realize the returns that can be offered. They prefer to use the Internet in order to sign up and become members of property investment clubs, thus being informed about discounted properties situated in the above mentioned locations.

We have mentioned that some of the best investment property offers are to be found overseas. However, despite the recent economic changes, the UK real estate market can provide some interesting opportunities for property investment. For someone who is looking for discounted properties, the UK real estate market is a great place. There are many developers out there providing discounts for their properties; other offers are represented by mortgages or distressed sales.

Whether you prefer overseas property investment or you are more attracted to UK real estate, there is one thing that you have to understand. In order to get the best discounts, you need to be in contact with a professional company. The best way to do that is to join a property investment club and ask them to send listings of various properties through email. They have the necessary relations, including with developers, to provide that kind of information without wasting too much effort or time. If you are looking for good investments, then this is the place to start.

Take advantage today of the opportunities presented to you and become a member of property investment club. Check out their offers for investment property and start building a portfolio. You can find properties that were recently built and are now offered at amazing discounts. There are also distressed homes, properties that have been repossessed and those that are found overseas. The offers are diverse and the expected returns guaranteed.

Resource box: Investment property is something we deal with every day. Make sure you pay us a visit and find out more about property investment. Once you are a member, prepare yourself to discover some really great deals!

Posted by: sheryl in Investment on August 5th, 2010

Property investment seminars are property developers and realestate agent’s brochures which is produced to discuss on property development or property market in order to get the investor to part on the property investment seminars which gives own housing projects. Property investment seminars provide property investment information on a wide variety of topics. UK property experts in the property marketplace, stands at the top to represent the best investment properties in UK.

In property investment seminars you can get valuable property investment information. To check about property Investment Seminars search online. You will get more details on how to attend, schedule or learn more about such property investment seminars and opportunities.

Property investment seminars are of one and a half hour presentation which aims to wealth building through real estate. Property investment seminars are usually conducted free of cost. Property investment seminar will provide an insight overview to investing in commercial and industrial properties. Property investment seminars will mainly focus on the valuation and pricing methods related to the field of investment Properties, with specific reference to UK. Property investment seminars features a number of renowned speakers, who will tackle major practical issues related to the realestate, industrial and commercial properties which are important area of capital growth. Additionally, property investment seminars will address the issue of how to evaluate Intellectual Property Rights by adopting international best practices. The property investment seminars many make discussions at length a range of topics relevant to properties in the UK and the importance of Intellectual Property Valuation in Intellectual Asset Management.

England is the home of large number of companies with intangible assets such as trademarks. ‘Moreover, several indigenous companies in the UK are expanding their presence beyond their homeland and are going global, which accentuates the need to adopt international best practices in evaluating the companies’ worth’. So, London is the best place to conduct such great property investment seminars in a big level.

From property investment seminars, property builders find a good way to get suitable investment properties. Property investment seminars are generally a great opportunity to purchase a investment property at below market prices. You just need to attend the property investment seminars to understand the property marketplace.

Property investment seminars gather both the newer property investor and the investor that feels like they require some help in these areas, and much more! Property investment seminars will act as a workshop to allow property builders time to get their questions answered in a group setting and also expand their connections in this field.

Posted by: sheryl in Investment on July 28th, 2010

An investment property is becoming a more popular choice for those seeking to create a revenue stream and also achieve capital growth through the investment property value increasing over time.

This can also be part of a strategic financial plan and should be considered by investors as part of a diversified portfolio. When considering an investment purchase you should also source the best investment loan structure for you. With any investment your investment loan can make a difference to your return. If you are negatively geared through an investment loan the cost to you of that investment loan can effectively be reduced.

If you purchase wisely, once there has been capital growth in the investment property over time there is the option of using this built up equity to move into another investment property, take out another investment loan and thereby continue to further increase your investment portfolio.

Aside from the traditional belief that tax advantages are the key driver for taking out an investment home loan there are many other factors to consider when purchasing an investment property.

Below are some key points for your reference, by using these points as a guide in conjunction with a detailed discussion with your accountant or financial planner you will be in a better position to ensure your investment purchase and investment loan is a financially sound decision for the long term.

In relation to property enquiry therefore, you should consider:

* What is the infrastructure like in the area? Are there enough schools, hospitals, shopping centres, doctors and dentists, freeways or main roads?

* What has the historical capital growth been in the area over the last two decades?

* Is the local council planning to increase housing density or add a new road to increase traffic flow?

* If you are purchasing in a new subdivision, are there more new land blocks and house and land packages planned nearby. New developments can impact on the value of your home as purchasers often prefer a new home to one that might be 2 or 3 years old in the same area.

* What length of time will the investment be held? And will this tie in with planned infrastructure development which will in turn accelerate capital growth?

There has been recent press to suggest that investment and home property values in Sydney have a potential capital growth of 18% over the next 3 years so buying off the plan as an investor may be an attractive option in the current market. If you find a good property development, suitable for investment, which has a completion date in say 2010 – 2011 then you can exchange contracts with either a 10% cash deposit or a deposit bond (as a guide the cost of a deposit bond of around $86500 for say settlement September 2011 will cost you approximately $9000- $9500 (significantly less than the interest you would pay over the period if you borrow $86,500 at current interest rates of 9% p.a). The general feeling is that direct investment into property as opposed to into managed property funds is a better way to go – you are in control of your investment and avoid the high management fees so often charged by share and property investment funds.

Do some research on the internet to see which areas have the greatest potential for capital gains – remember if you are looking for an investment property you should invest with your head not your heart. An investment property needs to be well located to transport and other facilities so that those renting can easily access these services.

When considering which investment loan would suit you best take the following into account:

1. Does the investment loan allow you to split it into a number of investment loan accounts. This is a good feature to have in an investment loan because you are positioning yourself for the future – if you use the investment property at a later date to gear into another investment purchase then you can split the account so that the investment loan portion relating to the new purchase is clearly identified. This allows you, and your accountant, to easily track the costs associated with the new purchase.

2. If you use your home property (with an existing home loan) as security for the investment loan then it is imperative that you do not mix any home loan debt with your investment loan borrowings. The ATO in Australia requires you to apportion any additional repayments to a loan where the borrowings are “mixed”. You want to apply any additional repayments to your home loan before your investment loan. You are paying your home loan off in after tax dollars – whereas you can deduct the interest you are paying on your investment loan against the income form the investment property.

3. Does the investment loan allow you to capitalise interest? It is always a good idea to include a capitalising feature as a part of your investment loan to protect you against any unexpected costs in relation to the property. It also means that instead of subsidising the investment costs and interest shortfall on your investment loan you can capitalise these and make additional repayments to your non-deductible home loan debt.

4. If you have sufficient equity in your home then you may be better to consider a 100% + costs investment loan for the investment acquisition and use any savings you intended for the investment purchase to pay down your home loan debt.

If you consider all these points your investment loan will be working in your favour at all times.

Posted by: sheryl in Investment on June 10th, 2010

The real estate market of 2009 is vastly different from the real estate market of 2004. Just five years ago, homes moved fast and at good prices. Interest rates were low. Lenders were eager to lend money. In the fall of 2008, everything changed. The economy soured and millions of people lost their jobs. Banks found themselves with a huge inventory of property due to foreclosures. Investing in this property can bring huge profits. Knowing where to look is the challenge.


Choose what type of property you want to invest in and focus only on that type of property. You have more choices than you think—condos, commercial property, single family homes and land. Establish a niche but always keep the door open to other types of properties.
Research the listings.
The newspaper is a great resource. Be sure to read the “Real Estate” section for local trends, too.
Don’t forget the smaller publications. Many investors and sellers list their properties in these because of the reduced cost. You can also run some ads in these to make connections.
Almost every town has a glossy publication with real estate listings. You will learn the current asking prices for all types of properties. If there is a property you are interested in, can make a lowball offer and hope that the seller gets desperate enough to take it at some point.
Network! Get to know a banker who specialized in REOs. He or she will let you know when properties that match your interest are available. A good real estate agent is another important connection. These professionals watch the MLS listings every day.
Keep your eyes open. Sometimes the best deals are found while driving around the neighborhood. Keep an eye on the property and plan when you will approach the seller.

Another note about networking—tell everyone you know that you want to invest. You never know when someone you know has the perfect property or knows someone who has something to sell. Invest a few dollars in some business cards so everyone will know how to get in touch with you. These connections can lead to your most profitable investment.

Posted by: sheryl in Investment on January 11th, 2010

Mark Twain’s oft heard adage – ‘buy land, they’re not making it anymore’ has been indirectly taken to heart by investors in the UK scouring the markets for the best investment. That is to say that in relation to the boom in the buy-to-let property market it is not the bricks and mortar which rises in value, but the underlying UK land on which the development sits. Indeed, the value of bricks and mortar deteriorates over time, so in some senses a UK property market investment is actually a UK land investment more than anything else.

In this article we will look not at the relative merits of a land investment vis-à-vis a property market investment but at whether the two (ie direct land investment versus indirect land investment) complement each other in an investment portfolio. The former subject is too extensive to discuss here and, at any rate, since many people already have property market assets the pertinent question for them is this: ‘does investment land complement property market holdings or is each investment opportunity best pursued in isolation?’.

Of course much depends on what type of investment land is being considered. For instance, self-build land investment is a natural bed-fellow of buy-to-let property market investment since it is common for investors to develop small plots of UK land and then retain ownership in order to earn rent from the resulting property. However, if your idea of the best investment is not one which involves buying land with planning permission or buying land without planning permission and then developing it out, there are land investment alternatives.

One such is buying land on a professional property and development project. This is sometimes known as Site Assembly land investment and often appeals to the investor for whom self-build land investment is not suitable. The growing market for investment land is being in large part serviced by Site Assembly investment land because, relatively speaking, the number of people investing in land is growing but only a small proportion have the necessary skills and/or appetite for self-build land investment.

With this in mind, we can refine the original question thus: ‘does Site Assembly land investment complement buy-to-let property market investment or is each investment opportunity best pursued in isolation?’ (since Site Assembly land investment is becoming more common).

The key considerations in land investment, and in fact any investment, are threefold:

-Risk (what is the chance of gaining/losing)

-Term (how long is the investment for?)

-Liquidity (how easy is it to exit the investment?)

These criteria will help elucidate whether buy-to-let property market investments and investment land on a Site Assembly project are complementary. In investment terms (ie land investment and otherwise), ‘complementary assets’ are those that provide diversity, so the Risk, Term and Liquidity should be different in each case.

Let’s see:

Buy-to-let property market investment

-Risk: Low

-Term: Long

-Liquidity: High

Site Assembly land investment

-Risk: Medium

-Term: Medium

-Liquidity Low

Although these are generalisations, the above broadly reflect the true nature of buy-to-let property market investment and Site Assembly land investment. Naturally, some buy-to-let property market investments can be medium term just as some Site Assembly land investment projects offer moderate or even high liquidity but generally speaking the information above holds true.

It is therefore reasonable to conclude, working from the premise that complementary investment assets display different profiles (Risk, Term and Liquidity), that Site Assembly land investment and buy-to-let property market investment do complement one another in a portfolio.

This article has not attempted to assess the extent to which investment land is superior to property market investments (or vice-versa). What it has attempted is to consider the growing popularity of investing in land (especially on an existing development projects) and whether such a venture is compatible with a buy-to-let property market investment portfolio.

Rational analysis, as set-out above, suggests that Site Assembly land investment and buy-to-let property market investment are complementary.

Posted by: sheryl in Investment on December 27th, 2009

Although prime property prices have rocketed since South Africa’s emancipation in 1994, Llandudno property is still, without doubt, one of the best investments you could ever make.

Llandudno is blessed with extraordinary, natural beauty and is sandwiched between two of the most magnificent beaches the Cape has to offer – Llandudno beach and the world renowned Sandy Bay, a beach catering for those who prefer to swim and tan in the nude.

It is only a quick 20-minute drive to the city centre itself and is situated abutting the Table Mountain Nature Reserve, so development will always be limited because of spatial constraints.

The splendours of Cape Town have often been compared with two other great ocean-side cities – Sydney in Australia and San Francisco in the United States. The lifestyle each of these three cities offers is pretty similar but Cape Town is by far the smallest and cheapest of the three.

Property in Llandudno currently sells for around R8 million for a four bedroom home with views, pool, garages, security and reception rooms. It stops at about R35 million for an opulent family home on the beachfront, complete with every luxury amenity.

Sydney homes nearly double the price

When you compare prices with similar homes in suburbs like Manly, Hunters Hill, Mosman and Balgowlah Heights in Sydney, then Llandudno has value like no other. An ordinary 2 bedroom home in Manly will fetch in the region of R11 825 500 (AUS$1.795), whereas a 6 bedroom home with views of Sydney harbour, within walking distance of a beach, will sell for over R17 million.

San Francisco a fiscal nightmare

San Francisco is even more expensive – a single family home situated in Pacific Heights with views of the Golden Gate Bridge with 5 en-suite bedrooms is currently on sale for an unbelievable R188 061 800 (US$23 million). Even a 2 bedroom condo comes at an exorbitant R32 million – without the views, close proximity to beaches and the nature reserve!

 

Posted by: sheryl in Business on October 27th, 2009

The economic industry greats will be the first to disclose you that real estate investment business has the promise to bring in serious profits. They will also excitedly report to you that the risks in some cases far outweigh the possibility, especially if they are together with the more cautious investors in the industry. Persons who have made their fortunes in commercial property business however will show you that investing in real estate is worth each ounce of danger when you supervise to act through the rough patches and come across your way to commercial property business fortunes.

Commercial real estate is somewhat unique among real estate investment types. This is the type of real estate that requires a great investment to step into the game, much higher than the majority residential property and poses equally vast risks depending on what you arrange to do with your commercial property investment. Of course you will also discover more than a few options for your commercial property investment that many investors observe appealing.

Generally investors find leasing office or building space to be the safest route to take when it comes to commercial property business is the path of leasing office space or warehouse space to businesses. They feel that this is a relatively steady source of earnings since generally businesses fancy to keep their locations as long as viable. Smart multinational owners are well aware that customers, clients, and vendors need to transpire able to discover them in order to do trade with them and for this reason, fancy to keep their enterprise in the same location whenever possible instead of reestablishing themselves in numerous locations year after year.

Commercial property business is a bit of a separate animal than traditional residential real estate that many of us are more familiar or comfortable with. You will need to do a lot of study prior to jumping in with both feet with this specific sort of real estate investment. Commercial investment business can take on many forms. From strip malls and outright shopping malls to business and industrial complexes to sky scrapers and towering rise condos you will find all way of commercial property business interests. Whether your interests lie in business or personal types of commercial real estate there are major profits that stand to be made.

Unfortunately, beginners often find the path to commercial property investment laden with thorns. You will need a massive contribution to subsidize your commercial property business pursuits and it is probably best if you can stumble on an assembly of investors in order to share some of the risks. Commercial property business, in and of itself, is a high-risk venture. Commercial property business bears a little more of the risks in the start however once you’re established and individuals, particularly investors, know your name you will acquire that path to real estate wealth is much easier obtained through commercial property business, if you play your cards right than many other types of commercial property business.

To create even larger profits it is often preeminent to operate as part of a team of investors when it comes to commercial property business. Not barely does this methodology unfold the risks to some degree but also helps find the good buys, spreads the labor pool, creates an environment of ideas, and allows you to bounce those ideas off one another seeking temperance and enthusiasm for members of your investment company in like measures. It is a great perception for persons who are looking to build a thriving future in the field of commercial property business and can be very profitable for all involved.

Commercial property business can be very threatening if you allow it to be. Elude putting yourself in a state where you feel out of control or completely uncomfortable for your first commercial property investment but if you have the means, the price is right, the deal appears to be solid, and you feel you are prompt for the challenge, commercial property business profits can be a serious motivation.

Posted by: sheryl in Investment on October 23rd, 2009

 

For the person who is just starting out knowing how to be a real estate investor, the safest investment is residential income property. This is real estate that can be rented out to a tenant who plans to live in the property. The tenant pays rent on a monthly basis and that should be adequate for you to make your mortgage payment, pay operating expenses, and produce a small cash flow as a return on your property investment.

The types of residential income properties that we think are university beneficial are well constructed fix up properties that can be purchased at below market prices or value.

When you focused on buying residential income property, it gives you cash flow and tax benefits. The best residential income properties to buy are small apartment buildings and single family rental houses.

There are certain types of investment properties that are better than others. Land can be used for many things but it is not income producing and does not provide any means of tax shelter. Land for development is especially risky because it is often speculative and uncertain.

Commercial income property like office buildings, strip centers, retail stores, industrial spaces is a good investment for the seasoned investor, but involves a level of expertise that most beginning real estate investors do not possess.

Unfortunately, commercial property often suffers from over building and high vacancy rates. Commercial property is also vulnerable to swings in the economy. As the economy slows, small businesses go under, leading to more vacancies and less cash flow.

Posted by: sheryl in Investment on October 3rd, 2009

It will be the best investment if you buy and sell property in Gurgaon. This is the right time. Yes, timing and speculation are not only the stock market related to the concepts themselves, are very relevant in the real estate purchase and sale as well. Take the case of those who bought the property just before the recent fall and fearing further reduction of the purchase price at a lower price. They were not familiar with the investment. A prudent investor should be able to analyze both the micro and macro economic factors affecting the industry in the short and long term. Again, if you’re serious about buying and selling properties and make good money, you should see the peculiarities of Gurgaon real estate market. I’m sure it will be encouraging to know the latest market analysis that points to an upward trend in property values in Gurgaon, compared with many other centers. In fact, during the previous quarter Gurgaon property market has seen further growth not only over neighboring centers, but also to the national average.

If you want to make a better investment buying and selling properties in Gurgaon, must be reasonable and savvy enough to know the pulse of the market and determine the right time to buy. You only need common sense to know that the best time to buy is never the right time to sell. For example, during the recent recession, many naive investors for fear of further losses, sold their properties at a loss. But that was not the time to sell the property. If you are endowed with an aplomb and acumen becoming of a prudent investor, you should be able to analyze market forces and other events and situations that accompany climate and reach their own pragmatic decisions. Many savvy investors in the industry were sensitive enough to notice the subtle nuances of the market and had the vision to see that it was only a temporary phenomenon. A good number of them not only desisted from selling their properties, but also acquired new properties.

As I mentioned at the beginning, time is very important if you want to buy and sell property in Gurgaon in order to be the best investment. If you start a specific trend, seize it at the right time and when the weather turns bad never invest again. For example, suppose the Gurgaon property market is in constant growth, you can buy and sell at a higher price and may continue so long as the trend continues. But you should be sensitive enough to predict whether an imminent crash. Then, as a prelude to the fall of the market begins to stagnate before the depression continues, and should sell at that point.

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